As an independent agency we shop across multiple carriers to find the right coverage for your life, your home, and your business. Explore everything we offer below.
Book a Free ConsultationBecause we are an independent agency, we are not tied to any single carrier. That means we can shop your needs across multiple companies and find the coverage that actually fits your life — not the other way around. From final expense to business insurance, we have a product for every stage of your journey.
This is the product closest to our hearts. After losing our son Ramere without life insurance in place, we know exactly what happens when a family isn't prepared. Final expense insurance is our way of making sure no family has to face what we faced.
No medical exam. No barriers. Coverage for ages 45–85 — including those with serious health conditions who have been turned down elsewhere.
Maximum protection at the most affordable price. Term life is designed for families who want to make sure their mortgage, income, and children's future are covered during the years that matter most.
Get an instant quote online through our trusted carrier partner or book a consultation to talk it through with one of our licensed advisors.
Whole life insurance never expires and builds cash value over time that you can borrow against while you're still alive. It's more than protection — it's a financial strategy and a legacy tool.
Ideal for long-term wealth planning, estate transfers, and anyone who wants coverage that lasts a lifetime with premiums that never increase.
Protecting your life goes beyond life insurance. We offer a full suite of property and casualty products — from homeowners and renters insurance to auto, business liability, and professional E&O coverage.
As an independent agency we shop multiple carriers to find the right rate for your home, vehicle, and business — all in one place.
Not sure which product fits your situation? Use this quick comparison to find the right starting point — then book a free consultation and we'll walk you through the details.
Beyond insurance, we are also the founders of Keep On Living Incorporated — a nonprofit organization dedicated to helping bereaved parents find healing, community, and a reason to keep on living after the loss of a child.
Founded in honor of our son Ramere, KOL Inc. offers monthly healing circles, individual sessions, and donated services to parents who are learning how to carry their grief.
Learn About KOL Inc. →A nonprofit organization providing monthly healing circles, individual sessions, and donated services for bereaved parents. Founded by Charlisha and Davone King Johnson in memory of Ramere Johnson.
Book a free consultation with Charlisha or Davone. We'll listen to your situation, walk you through your options, and help you find the coverage that's right for you — with no pressure and no jargon.
Book Your Free Consultation