Get A Policy Now | Independent Insurance Agency
Independent Insurance Agency

Protecting Families. Honoring Lives.

We started Get A Policy Now after losing our son Ramere without life insurance in place. What followed nearly broke us. We don't want that for your family. Let us help you get protected β€” today.

Why Families Choose Us

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No Medical Exam RequiredFinal expense coverage from day one β€” no health barriers
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10+ Years ExperienceServing families across multiple states as licensed advisors
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Mission-Driven AgencyWe've lived loss β€” we know why this coverage matters
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Independent AgencyWe shop multiple carriers to find your best rate
βœ“ No Medical Exam
βœ“ Ages 45–85 Accepted
βœ“ Multiple States Licensed
βœ“ Independent Agency Β· 10+ Years
Our Story

We Built This Agency Because We Needed It.

In February 2017, we lost our son Ramere at 22 years old. He had no life insurance. What followed was a financial and emotional crisis that nearly destroyed our marriage and our family.

Out of that grief, Get A Policy Now was born β€” and so was our nonprofit, Keep On Living Foundation, dedicated to helping other bereaved parents find a way forward.

We sell insurance because we know what happens when families don't have it. Every policy we write is personal to us.

"We don't want any family to go through what we went through. That's why we show up every day β€” to make sure yours is protected." β€” Charlisha & Davone King Johnson
Learn About Our Foundation

What We Learned From Loss

Life insurance isn't just a policy β€” it's the difference between a family that survives loss and one that is broken by it.

Final expenses can cost $10,000–$25,000. Without coverage, that burden falls on the people already grieving.

Anyone can be covered. Even if you've been turned down before β€” we help people others have said no to.

The best time to get covered is before you need it. Today is always the right day to protect your family.

What We Offer

Coverage for Every Stage of Life

As an independent agency we work with multiple carriers to find the right policy for your family, your home, and your business.

Why Choose Us

An Independent Agency That Works for You.

We are not tied to one carrier. We shop across multiple insurance companies to find the coverage that fits your life β€” not the other way around.

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    We work for you β€” not the insurance company
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    We shop multiple carriers to find your best rate
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    We help people who have been declined elsewhere
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    Licensed advisors with 10+ years experience
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    Guided by personal loss β€” we understand what's at stake
10+
Years Serving Families
95%
Final Expense Clients Approved with Immediate Benefits
$0
Medical Exam Required for Final Expense
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Families Protected & Counting
Our Sister Nonprofit

Keep On Living Foundation

Founded in honor of our son Ramere, Keep On Living Foundation provides monthly healing circles, individual sessions, and donated services for bereaved parents who are learning β€” one day at a time β€” how to keep on living.

Learn About the Foundation β†’

A nonprofit organization dedicated to helping bereaved parents find community, healing, and hope. Founded by Charlisha and Davone King Johnson.

Your Family Deserves to Be Protected.

Don't wait until it's too late. Book a free consultation with Charlisha or Davone today β€” no pressure, no jargon, just honest guidance from people who truly care.

Book Your Free Consultation