We specialize in final expense insurance because we know firsthand what happens when a family isn't prepared. No medical exam, no barriers — just real protection for the people you love.
Final expense insurance is a whole life policy designed to cover the costs associated with end of life — funeral services, burial, outstanding medical bills, and other final expenses that can run $10,000–$25,000 or more.
Unlike traditional life insurance, final expense policies require no medical exam, accept applicants up to age 85, and in most cases provide immediate benefits from day one.
Book a Free ConsultationFinal expense is designed specifically for this age group — affordable premiums, no exam, real peace of mind.
Diabetes, COPD, heart conditions and more — we work with carriers who say yes when others say no.
Premiums are designed to fit a fixed income budget — starting as low as a few dollars a day.
Been turned down before? As an independent agency we have access to multiple carriers and can often find coverage where others couldn't.
The average funeral in the United States costs between $10,000 and $25,000. Without coverage in place, that burden falls entirely on the family — often during the most painful time of their lives.
We started this agency after losing our son Ramere without life insurance in place. The financial strain that followed nearly broke us. We built Get A Policy Now so that no family has to face what we faced.
Final expense insurance is one of the most compassionate things you can do for the people you love. It's a gift that says: "I thought of you, and I took care of it."
As an independent agency we work with multiple A-rated final expense carriers to find the best rate and coverage for your specific situation.
One of the most trusted names in final expense insurance.
Nationwide coverage with competitive final expense rates.
Member benefits and strong final expense products.
Excellent options for applicants with health conditions.
We shop across multiple carriers to find your best fit.
We didn't get into insurance to sell policies. We got into it because we know what it feels like to lose someone without coverage in place — and we never want another family to go through that.
No pressure, no jargon. Just an honest conversation with a licensed advisor who truly cares. Pick a time below and let's get your family protected.
Many of our carriers specialize in covering applicants with serious health conditions. We work with people who have been declined elsewhere. Book a consultation and let us find your options.
The average funeral costs $10,000–$25,000. We typically recommend enough to cover funeral costs plus any outstanding debts. We'll help you find the right amount during your consultation.
Correct. Final expense policies do not require a medical exam. You'll answer a few health questions on the application and in most cases receive immediate approval and benefits.
For most applicants, coverage begins immediately upon policy issuance. Some policies may have a graded benefit period depending on health history — we'll explain this clearly before you apply.
No. Final expense is a whole life product — your premiums are locked in from the day your policy is issued and will never increase.
The death benefit is paid directly to your named beneficiary tax-free. They can use it however they choose — there are no restrictions on how the funds are spent.